Sugiarti, E., Sihombing, I. E., & Pandamdari, E. (2026). Reforming the Regulatory Framework for the Legal Protection of Electronic Mortgagees: Penelitian. Jurnal Pustaka Cendekia Hukum Dan Ilmu Sosial, 4(1), 2104–2115. https://doi.org/10.70292/pchukumsosial.v4i1.404